Done for you in three business days.
AUSTRAC's free Starter Program still takes you days to complete, and nobody checks your work. We run the scope check, prepare your AUSTRAC enrolment for you to lodge, build the full program around your actual services, and put a name behind it. $500 founding setup + $200/mo to stay current, cancel anytime — or $800 one-time. No GST is charged; Mantios is not registered for GST.
If AUSTRAC queries your program in the first year, we draft the response. Free — on either price option.
The honest answer has three parts, and none of them is a scare. Late enrolment is itself a contravention of the AML/CTF Act — that's true the day the date passes, and no page on AUSTRAC's site says otherwise. AUSTRAC's own enrolment page still invites firms that haven't started to enrol now. And AUSTRAC's published record of enforcement actions shows no proceeding, undertaking or infringement notice against an accountant, real estate agent, conveyancer, lawyer or precious-metals dealer to date.
That last one is a fact about what has happened so far. It is not a promise about your firm, and anybody selling you one is making it up — including us, if we ever start. What it does mean is that the sensible move is the cheap one: close the obligation rather than agonise over it. Enrol (free, about 30 minutes), notify your compliance officer, and get the program built properly rather than in a panic.
The flat fact, stated once and not used as a sales lever: the AML/CTF Act's civil penalties run into the tens of millions — 100,000 penalty units for a body corporate. It's on AUSTRAC's consequences page and you should know it. It isn't why you should call us.
Four things, in this order. Each one is set out in full on What you get.
A structured check of your services against AUSTRAC's published designated-services list, so you know where you likely stand. Scope determinations rest with that list and your lawyer — we make their hour count, not replace it.
How the scope check worksWe prepare your AUSTRAC Online enrolment from your intake answers so it goes in correctly the first time. You or your authorised officer lodge it — enrolment is made by the entity itself, and we won't pretend to file in your name.
What we prepareThe document set AUSTRAC's guidance says a program needs — risk assessment through to adoption minute — built around your firm's actual services, not a fill-in-the-blanks template. A human reads every page before it reaches you.
All seven documentsIf AUSTRAC queries your program in the first year, we draft the response at no charge, on either price option. You review, adopt and submit it — that part is always yours.
What the guarantee coversIf your firm provides designated services, you're likely a reporting entity — scope is settled by AUSTRAC's published designated-services list and your own lawyer, never by us. Assuming you are, this is the whole schedule. One date has passed. The rest are open, and two of them are years away.
Free, online, about 30 minutes. You can do it yourself today and we'll say so every time — it is the one part of this that is quick and costs nothing. Late enrolment is itself a contravention of the AML/CTF Act; it does not stop being available.
AUSTRAC's own enrolment page, as at 29 July 2026: “If you haven't started enrolment yet, enrol with us now and make use of the guidance and resources available.”
Its own obligation, with its own clock, and easy to assume the enrolment covered it. A reporting entity must notify AUSTRAC of its appointed AML/CTF compliance officer (AML/CTF Act 2006 s 26M); for newly regulated firms the AML/CTF Transitional Rules 2026 s 19 make that due the later of 29 July 2026 or 14 days after the firm goes on the Reporting Entities Roll. If you enrolled in July and took that as the job finished, this one is worth ten minutes of checking — whether or not you ever speak to us.
Risk assessment, AML/CTF program document, customer due diligence procedures, transaction monitoring, suspicious-matter reporting, training and registers — the document set AUSTRAC's guidance says a program needs, built around what your firm actually does. A program is something you operate, not a document you file once: it takes days rather than minutes, it is the part a reviewer asks for first, and it is the part we take off your desk.
Not due until 30 June 2029 at the earliest. The AML/CTF Transitional Rules 2026 stagger a newly regulated firm's first independent evaluation by the last two digits of its AUSTRAC Account Number — 30 June 2029, 31 December 2029, 30 June 2030 or 31 December 2030 — then at least once every three years. Whatever else is true, you are not behind on this one. There is real time to get the program right rather than rushed.
We don't evaluate a program we built — that wouldn't be independent, and AUSTRAC's guidance expects an evaluator who had no hand in writing it. When 2029 comes, you engage someone else for that, and we'd tell you the same thing if you asked us to quote for it.
$500 founding setup + $200/month to keep the program current as AUSTRAC's guidance moves, cancel anytime — or $800 one-time if you'd rather own it and maintain it yourself. The year-one query response is included on both. Prices in AUD; no GST is charged, as Mantios is not registered for GST.
Pricing has the two options side by side, plus how the invoicing works.
Every pack is built for your firm and read end to end by a human before it ships. If AUSTRAC queries your program in the first year, we draft the response at no charge, on either price option — you review, adopt and submit it. Every document states plainly that it is prepared for your review and adoption, and recommends independent legal review — because that is how compliance documentation is supposed to work, and because you, not us, are the one who has to stand behind it.
There is no wall of client logos here because there isn't one to show. I'm Nick Chia; this is a small specialist practice that does one thing. What there is: a fixed price, no lock-in, and a phone number that reaches me, not a queue.
Mantios provides compliance documentation services. We are not a law firm and this is not legal advice. Mantios is not affiliated with, or endorsed by, AUSTRAC.